ASB dividends are calculated based on the lowest balance in your account every month. Add up your monthly balance, then multiply it with the income distribution and divide by 12. So, for your case: Jan: RM22,000 Feb: RM22,000 March: RM20,000 (withdraw RM2k) April: RM20,000 *May: RM20,000 (Add RM1k) June: RM21,000 July: RM21,000 Aug: RM21,000 Sept: RM21,000 Oct: RM21,000 Nov: RM21,000 Dec: RM21,000 *You added RM1k in May, but ASB dividends are based on the lowest monthly balance, so it will only be calculated next month. Total: 251,000 units 2023 dividend = 251,000 units * 5.25 sen / 12 = RM1,098.13 More examples below 👇

ASB dividends are calculated based on the lowest balance in your account every month. Add up your monthly balance, then multiply it with the income distribution and divide by 12. So, for your case: Jan: RM22,000 Feb: RM22,000 March: RM20,000 (withdraw RM2k) April: RM20,000 *May: RM20,000 (Add RM1k) June: RM21,000 July: RM21,000 Aug: RM21,000 Sept: RM21,000 Oct: RM21,000 Nov: RM21,000 Dec: RM21,000 *You added RM1k in May, but ASB dividends are based on the lowest monthly balance, so it will only be calculated next month. Total: 251,000 units 2023 dividend = 251,000 units * 5.25 sen / 12 = RM1,098.13 More examples below ...