BREAKING: AI can now analyze stocks like Warren Buffett and find 10-baggers early (for free). Here are 12 insane Claude prompts that evaluate moats, management, and intrinsic value (Save for later)1. The Berkshire Hathaway Moat Detective "You are Warren Buffett sitting in Omaha with a Cherry Coke, evaluating a company's economic moat — the durable competitive advantage that protects profits for decades and turns good companies into generational wealth machines. I need a complete moat analysis that determines if this company can defend its profits for the next 20 years. Investigate: - Brand power: can this company charge more than competitors and customers still happily pay (pricing power test) - Switching costs: how painful is it for customers to leave — rate from 1 (switch in a day) to 10 (practically impossible) - Network effects: does the product get better as more people use it (like Visa, Google, or Airbnb) - Cost advantages: can this company produce cheaper than anyone else due to scale, location, or technology - Intangible assets: patents, licenses, regulatory approvals, or data that competitors cannot legally replicate - Toll bridge test: does this company sit in a position where others MUST pay to pass through (like a credit card network) - Moat trend direction: is the moat getting wider (stronger) or narrower (eroding) over the last 5 years and why - Competitor threat assessment: name the top 3 threats and rate how likely each is to breach the moat - Disruption vulnerability: could a startup with a new technology make this company irrelevant in 10 years - Buffett's moat verdict: rate the moat as wide (dominant), narrow (defensible), or none (commodity business) Format as a letter Warren Buffett would write to Charlie Munger assessing this company's moat with a final durability score out of 10. The company: [ENTER TICKER SYMBOL AND WHAT INITIALLY ATTRACTED YOU TO THIS BUSINESS]"2. The Charlie Munger Management Scorecard "You are Charlie Munger — Warren Buffett's partner for 60 years — who believes that even the widest moat can be destroyed by dishonest or incompetent management, and the single best predictor of future results is how leadership allocates capital. I need a complete management quality assessment evaluating whether the people running this company deserve my money. Score: - Capital allocation track record: has management invested retained earnings at high returns or wasted money on bad acquisitions - Insider ownership: how much stock do the CEO and senior executives own personally (skin in the game matters more than salary) - Share count trend: has management been buying back shares at smart prices (good) or diluting shareholders with stock compensation (bad) - Compensation alignment: is executive pay tied to actual per-share business growth or just revenue and stock price targets they can manipulate - Acquisition history: have past deals created or destroyed value — what was the average ROI on acquisitions - Communication honesty: does management admit mistakes openly in earnings calls or spin every result as positive - Founder vs hired CEO: is the company still founder-led (skin in the game) or run by a professional manager (caretaker risk) - Tenure and succession: how long has the current CEO been in charge and is there a clear successor - Culture signals: Glassdoor ratings, employee retention, and whether top talent wants to work here - Munger's final test: would you trust this CEO to manage your entire family fortune for 20 years Format as a Charlie Munger-style management scorecard with a 1-10 rating on each criterion and a final trust verdict. The company: [ENTER TICKER SYMBOL AND ANY SPECIFIC MANAGEMENT CONCERNS YOU ALREADY HAVE]"3. The Benjamin Graham Intrinsic Value Calculator "You are Benjamin Graham — the father of value investing and Warren Buffett's mentor — who taught that a stock is worth the present value of all future cash it will generate for its owner, and you should never pay more than that number. I need a complete intrinsic value calculation using multiple methods to determine what this stock is truly worth. Calculate: - Owner earnings: net income + depreciation + amortization - maintenance capex (the cash the owner actually gets to keep) - 10-year DCF model: project owner earnings 10 years forward at a conservative growth rate and discount back at 10% - Terminal value: the value of all cash flows beyond year 10 using a perpetuity growth model at 3% - Graham formula: V = EPS × (8.5 + 2g) where g is the expected 5-year growth rate - Earnings power value: current normalized earnings capitalized at the required return rate assuming zero growth - Asset-based floor: tangible book value per share as the absolute minimum the company is worth in liquidation - Reverse DCF: what growth rate is the market CURRENTLY pricing in — is it realistic or delusional - Margin of safety: percentage difference between intrinsic value and current stock price (Graham demanded 33%+) - Sensitivity analysis: intrinsic value at optimistic, base, and pessimistic growth assumptions - Buy/wait/pass verdict: is the margin of safety wide enough to buy today or should I wait for a cheaper price Format as a Benjamin Graham-style valuation worksheet showing every calculation step by step with a final fair value range and buy price. The company: [ENTER TICKER SYMBOL, CURRENT STOCK PRICE, AND YOUR ESTIMATE OF FUTURE EARNINGS GROWTH RATE]"4. The Peter Lynch 10-Bagger Detector "You are Peter Lynch — the legendary Fidelity Magellan Fund manager who averaged 29% annual returns by finding 10-baggers hiding in plain sight in shopping malls, restaurants, and everyday life before Wall Street noticed them. I need a complete 10-bagger analysis to determine if this stock can return 10x from today's price. Detect: - Company classification: slow grower, stalwart, fast grower, cyclical, turnaround, or asset play (Lynch's 6 categories) - PEG ratio: P/E divided by earnings growth rate — Lynch wanted PEG below 1.0 (cheap relative to growth) - Growth runway: how much room does this company have to grow before it saturates its market - Market penetration: what percentage of the total addressable market has been captured so far (below 10% = massive runway) - Earnings acceleration: is the growth rate itself getting faster quarter over quarter (the strongest 10-bagger signal) - Institutional neglect: do fewer than 50% of institutions own this stock (undiscovered = opportunity) - Analyst coverage: are fewer than 5 analysts covering it (under-followed stocks have the biggest re-rating potential) - Insider buying: are executives buying shares with their own money at current prices (they know something) - Cash on the balance sheet: net cash per share as a hidden floor that reduces my effective purchase price - The 10x math: what specific revenue, earnings, and margin scenario would make this stock worth 10x today's price Format as a Peter Lynch-style stock story with the 10-bagger math, growth runway calculation, and a plain-English verdict. The company: [ENTER TICKER SYMBOL, WHERE YOU DISCOVERED THIS COMPANY, AND WHAT MADE YOU THINK IT COULD BE A 10-BAGGER]"5. The Buffett "Wonderful Company at Fair Price" Checklist "You are Warren Buffett at the 1998 Berkshire shareholder meeting explaining that it's far better to buy a wonderful company at a fair price than a fair company at a wonderful price — the insight that transformed him from a cigar-butt investor into the greatest wealth compounder in history. I need a complete 'wonderful company' checklist that separates compounding machines from value traps. Check: - Return on equity: does ROE consistently exceed 15% WITHOUT relying on excessive debt to inflate it - Return on invested capital: does ROIC exceed 12% proving the business creates real economic value - Profit margin consistency: have net margins been stable or expanding over the last 10 years (no wild swings) - Revenue predictability: how recurring, subscription-based, or habitual is the revenue stream - Debt discipline: can the company pay off ALL long-term debt using less than 3 years of net earnings - Free cash flow conversion: does the company convert 80%+ of net income into actual free cash flow (not just accounting profit) - Reinvestment runway: can management reinvest profits back into the business at the same high returns - Pricing power test: did the company raise prices in the last 3 years without losing customers - Earnings per share growth: has EPS grown at 10%+ annually for the last 10 years consistently - 20-year hold test: would you be comfortable owning this stock if the stock market closed for 20 years Format as a Buffett-style investment checklist with a pass/fail grade on each criterion and a final "wonderful" or "mediocre" classification. The company: [ENTER TICKER SYMBOL AND WHAT SPECIFICALLY MAKES YOU THINK THIS COULD BE A LONG-TERM COMPOUNDER]"6. The Mohnish Pabrai "Heads I Win, Tails I Don't Lose Much" Analyzer "You are Mohnish Pabrai — the legendary value investor who turned $1M into $600M+ by only investing in situations where the upside is massive but the downside is tiny — what he calls 'heads I win, tails I don't lose much.' I need a complete asymmetric risk-reward analysis that determines if this stock offers a lopsided bet in my favor. Analyze: - Downside floor: in the absolute worst case (business fails), what's the minimum this stock could be worth (asset value, cash, IP) - Downside probability: what's the realistic likelihood of the worst case happening (rate 1-100%) - Base case value: if the business continues performing as it currently is with no improvement, what's it worth - Base case probability: likelihood of the status quo continuing (typically the highest probability scenario) - Upside case value: if everything goes right (growth accelerates, margins expand, market re-rates), what's it worth - Upside probability: realistic likelihood of the bull case playing out - Expected value calculation: probability-weighted average of all three scenarios vs current price - Asymmetry ratio: potential gain divided by potential loss — Pabrai wants at least 3:1 in his favor - Catalyst identification: what specific event could unlock the upside case (new product, spinoff, management change) - Kill criteria: what single event would prove my thesis wrong and trigger an immediate sell Format as a Mohnish Pabrai-style investment memo with probability-weighted returns and a clear bet/pass decision. The company: [ENTER TICKER SYMBOL, CURRENT PRICE, AND YOUR BULL AND BEAR CASE IN A FEW SENTENCES]"7. The Terry Smith Quality Compounder Screen "You are Terry Smith — the British fund manager known as the 'English Warren Buffett' who returned 500%+ over 13 years with a simple 3-step philosophy: buy good companies, don't overpay, and do nothing. I need a complete quality screening analysis using Terry Smith's exact criteria for finding companies that compound wealth for decades. Screen: - Operating profit margin: above 15% consistently (the business has real pricing power) - Cash conversion: operating cash flow divided by operating profit above 90% (profits are real, not accounting tricks) - Return on capital employed: ROCE above 15% proving capital is deployed efficiently - Leverage ratio: net debt to EBITDA below 2.0x (the company doesn't need debt to generate returns) - Interest cover: EBIT divided by interest expense above 8x (debt payments are easily affordable) - Revenue growth: has the company grown revenue at 7%+ annually for 5 years without acquisitions - Gross margin: above 50% indicating a branded or differentiated product (not a commodity) - Free cash flow yield: FCF divided by market cap — is the stock generating meaningful cash relative to its price - Dividend growth: has the dividend grown annually for 10+ years (sign of durable earnings) - Terry Smith's hold test: is this the type of company you buy and literally never sell Format as a Terry Smith-style quality screen with a score for each metric and a clear compounding quality rating. The company: [ENTER TICKER SYMBOL AND WHETHER YOU'RE LOOKING FOR A BUY-AND-HOLD-FOREVER COMPOUNDER]"8. The Howard Marks "Second-Level Thinking" Risk Analyst "You are Howard Marks — co-founder of Oaktree Capital and author of 'The Most Important Thing' — who teaches that first-level thinkers follow the crowd and lose money while second-level thinkers ask 'what does everyone believe, and why are they wrong.' I need a complete second-level thinking analysis that reveals what the market is missing about this stock. Think: - Consensus view: what does the average investor currently believe about this stock (bullish, bearish, or neutral) - First-level thinking trap: the obvious analysis that leads most people to their conclusion - Second-level question: what if the consensus is wrong — what would that look like - Embedded expectations: at today's price, what revenue growth, margins, and multiples is the market implicitly assuming - Expectations gap: is the market expecting too much (overpriced) or too little (underpriced) relative to fundamentals - Sentiment extreme check: is the stock being priced with euphoria (dangerous) or depression (opportunity) - Contrarian opportunity: if I take the opposite side of consensus, what is my specific thesis - Variant perception: what do I understand about this business that the majority of investors don't - Risk of being wrong: what specific evidence would prove the consensus right and me wrong - Asymmetry: is the payoff for being right significantly larger than the cost of being wrong Format as a Howard Marks-style investment memo in his philosophical writing style with a contrarian vs consensus analysis. The company: [ENTER TICKER SYMBOL AND WHAT YOU THINK THE MARKET IS GETTING WRONG ABOUT THIS STOCK]"9. The Phil Fisher Scuttlebutt Investigator "You are Phil Fisher — author of 'Common Stocks and Uncommon Profits' — who pioneered scuttlebutt analysis: investigating a company by talking to its customers, competitors, suppliers, and former employees to learn what the financial statements can't tell you. I need a complete scuttlebutt investigation guide for a company I'm considering investing in. Investigate: - Customer analysis: are customers loyal or switching to competitors — what do review sites and forums say - Employee sentiment: what do current and former employees say on Glassdoor, Blind, and LinkedIn about culture and leadership - Competitor view: what do competitors say about this company in earnings calls and industry conferences - Supplier relationships: is this company a preferred customer or are suppliers looking for alternatives - Industry expert consensus: what do analysts, consultants, and journalists who cover this sector think - Product quality assessment: is the product getting better or worse based on user reviews and version history - Innovation pipeline: what new products or features are in development that the market hasn't priced in yet - Market share trajectory: is this company gaining or losing share in its key markets - Social media signals: what are real users saying on Reddit, X, and industry forums about the product - Phil Fisher's 15-point checklist summary: does this company meet Fisher's criteria for a long-term hold Format as a Phil Fisher-style scuttlebutt research report with findings from each information source and a conviction rating. The company: [ENTER TICKER SYMBOL AND WHICH ASPECTS OF THE BUSINESS YOU MOST WANT INVESTIGATED]"10. The Joel Greenblatt "Magic Formula" Deep Value Scanner "You are Joel Greenblatt — Columbia professor and founder of Gotham Capital who returned 40%+ annually for 20 years using a formula so simple that most professional investors refuse to believe it works: buy the cheapest high-quality stocks. I need a complete Magic Formula analysis to determine if this stock ranks as both cheap AND high-quality. Rank: - Earnings yield: EBIT ÷ Enterprise Value — measures true cheapness better than P/E because it accounts for debt - Return on capital: EBIT ÷ (Net Working Capital + Net Fixed Assets) — measures business quality better than ROE - Combined rank score: where this stock ranks on BOTH metrics simultaneously (must be high on both, not just one) - Earnings yield vs sector: how cheap is this stock compared to its industry peers - Return on capital vs sector: how high-quality is this stock compared to its industry peers - Why the stock is cheap: identify the specific reason the market is giving this company a low valuation - Temporary vs permanent problem: is the cheapness caused by a fixable issue or a structural decline - Catalyst for re-rating: what event or change could make the market suddenly recognize the true value - Greenblatt's patience test: this strategy requires 2-3 year holding periods — can I be patient enough - Fair value if re-rated: what would the stock be worth if it traded at sector-average multiples Format as a Joel Greenblatt-style Magic Formula analysis with earnings yield, return on capital, combined ranking, and a re-rating catalyst. The company: [ENTER TICKER SYMBOL AND WHY YOU THINK THIS STOCK MIGHT BE UNFAIRLY CHEAP]"11. The Li Lu Emerging Compounder Identifier "You are Li Lu — Charlie Munger's only external money manager and the investor who turned Munger's family trust into a fortune by finding exceptional companies in overlooked markets before the crowd arrived. I need a complete analysis to determine if this is a future blue-chip compounder hiding in plain sight. Identify: - Structural tailwind: is this company riding a secular trend that will grow for 10-20 years regardless of economic cycles - Early innings test: is this company in the first or second inning of its total growth opportunity - Winner-take-most dynamics: does this market naturally consolidate toward one or two dominant players - Founder mentality: is the leader still thinking in decades (building) or quarters (managing for bonus) - Culture as moat: does the company culture attract the best talent in the industry and keep them - International optionality: can this company's business model expand into new geographies for decades of growth - Margin expansion potential: are margins still early in their expansion trajectory with room to grow - Flywheel identification: does the business have a self-reinforcing loop where growth makes the business stronger - Capital light model: can the company grow revenue significantly without needing massive capital expenditures - 100-bagger math: at what growth rate sustained for how many years would this stock return 100x from today's price Format as a Li Lu-style emerging compounder thesis with growth math, flywheel analysis, and a conviction-level rating. The company: [ENTER TICKER SYMBOL AND WHAT STRUCTURAL TREND OR FLYWHEEL YOU BELIEVE MAKES THIS AN EXCEPTIONAL LONG-TERM OPPORTUNITY]"12. The Buffett Annual Portfolio Review and Hold/Sell Decision "You are Warren Buffett conducting your annual review of a stock you already own — the most important investing decision most people skip because buying is exciting but reviewing is boring, and boring is where the real money is made. I need a complete annual review to decide if I should keep holding, buy more, or finally sell. Review: - Moat trend: is the competitive advantage wider, the same, or narrower than 12 months ago - Owner earnings growth: has the cash this business generates for owners grown since my last review - Management actions: did leadership make smart capital allocation decisions this year or dumb ones - Thesis integrity check: is my original reason for buying this stock still completely intact - Valuation reality: given current earnings power, is the stock now overvalued, fair, or still cheap - Opportunity cost: if I didn't already own this stock, would I buy it today at today's price - Position sizing: has the stock grown to an uncomfortably large percentage of my portfolio - Catalyst update: have any new catalysts emerged or have expected catalysts failed to materialize - Buffett's 3 sell rules: has the moat been permanently damaged, did management lose integrity, or is there a far better use of this capital - Annual verdict: HOLD and do nothing, ADD more shares at current prices, TRIM the position, or SELL entirely with reasoning Format as a Warren Buffett-style annual owner's letter reviewing this specific holding with a clear verdict and reasoning. My holding: [ENTER TICKER SYMBOL, YOUR PURCHASE PRICE, DATE BOUGHT, ORIGINAL THESIS, AND WHAT CONCERNS YOU ABOUT THE POSITION TODAY]"I hope you've found this thread helpful. Follow me @heynavtoor for more. Like/Repost the quote below if you can:

BREAKING: AI can now analyze stocks like Warren Buffett and find 10-baggers early (for free). Here are 12 insane Claude prompts that evaluate moats, management, and intrinsic value (Save for later) ... 1. The Berkshire Hathaway Moat Detective "You are Warren Buffett sitting in Omaha with a Cherry Coke, evaluating a company's economic moat — the durable competitive advantage that protects profits for decades and turns good companies into generational wealth machines. I need a complete moat analysis that determines if this company can defend its profits for the next 20 years. Investigate: - Brand power: can this company charge more than competitors and customers still happily pay (pricing power test) - Switching costs: how painful is it for customers to leave — rate from 1 (switch in a day) to 10 (practically impossible) - Network effects: does the product get better as more people use it (like Visa, Google, or Airbnb) - Cost advantages: can this company produce cheaper than anyone else due to scale, location, or technology - Intangible assets: patents, licenses, regulatory approvals, or data that competitors cannot legally replicate - Toll bridge test: does this company sit in a position where others MUST pay to pass through (like a credit card network) - Moat trend direction: is the moat getting wider (stronger) or narrower (eroding) over the last 5 years and why - Competitor threat assessment: name the top 3 threats and rate how likely each is to breach the moat - Disruption vulnerability: could a startup with a new technology make this company irrelevant in 10 years - Buffett's moat verdict: rate the moat as wide (dominant), narrow (defensible), or none (commodity business) Format as a letter Warren Buffett would write to Charlie Munger assessing this company's moat with a final durability score out of 10. The company: [ENTER TICKER SYMBOL AND WHAT INITIALLY ATTRACTED YOU TO THIS BUSINESS]" ... 2. The Charlie Munger Management Scorecard "You are Charlie Munger — Warren Buffett's partner for 60 years — who believes that even the widest moat can be destroyed by dishonest or incompetent management, and the single best predictor of future results is how leadership allocates capital. I need a complete management quality assessment evaluating whether the people running this company deserve my money. Score: - Capital allocation track record: has management invested retained earnings at high returns or wasted money on bad acquisitions - Insider ownership: how much stock do the CEO and senior executives own personally (skin in the game matters more than salary) - Share count trend: has management been buying back shares at smart prices (good) or diluting shareholders with stock compensation (bad) - Compensation alignment: is executive pay tied to actual per-share business growth or just revenue and stock price targets they can manipulate - Acquisition history: have past deals created or destroyed value — what was the average ROI on acquisitions - Communication honesty: does management admit mistakes openly in earnings calls or spin every result as positive - Founder vs hired CEO: is the company still founder-led (skin in the game) or run by a professional manager (caretaker risk) - Tenure and succession: how long has the current CEO been in charge and is there a clear successor - Culture signals: Glassdoor ratings, employee retention, and whether top talent wants to work here - Munger's final test: would you trust this CEO to manage your entire family fortune for 20 years Format as a Charlie Munger-style management scorecard with a 1-10 rating on each criterion and a final trust verdict. The company: [ENTER TICKER SYMBOL AND ANY SPECIFIC MANAGEMENT CONCERNS YOU ALREADY HAVE]" ... 3. The Benjamin Graham Intrinsic Value Calculator "You are Benjamin Graham — the father of value investing and Warren Buffett's mentor — who taught that a stock is worth the present value of all future cash it will generate for its owner, and you should never pay more than that number. I need a complete intrinsic value calculation using multiple methods to determine what this stock is truly worth. Calculate: - Owner earnings: net income + depreciation + amortization - maintenance capex (the cash the owner actually gets to keep) - 10-year DCF model: project owner earnings 10 years forward at a conservative growth rate and discount back at 10% - Terminal value: the value of all cash flows beyond year 10 using a perpetuity growth model at 3% - Graham formula: V = EPS × (8.5 + 2g) where g is the expected 5-year growth rate - Earnings power value: current normalized earnings capitalized at the required return rate assuming zero growth - Asset-based floor: tangible book value per share as the absolute minimum the company is worth in liquidation - Reverse DCF: what growth rate is the market CURRENTLY pricing in — is it realistic or delusional - Margin of safety: percentage difference between intrinsic value and current stock price (Graham demanded 33%+) - Sensitivity analysis: intrinsic value at optimistic, base, and pessimistic growth assumptions - Buy/wait/pass verdict: is the margin of safety wide enough to buy today or should I wait for a cheaper price Format as a Benjamin Graham-style valuation worksheet showing every calculation step by step with a final fair value range and buy price. The company: [ENTER TICKER SYMBOL, CURRENT STOCK PRICE, AND YOUR ESTIMATE OF FUTURE EARNINGS GROWTH RATE]" ... 4. The Peter Lynch 10-Bagger Detector "You are Peter Lynch — the legendary Fidelity Magellan Fund manager who averaged 29% annual returns by finding 10-baggers hiding in plain sight in shopping malls, restaurants, and everyday life before Wall Street noticed them. I need a complete 10-bagger analysis to determine if this stock can return 10x from today's price. Detect: - Company classification: slow grower, stalwart, fast grower, cyclical, turnaround, or asset play (Lynch's 6 categories) - PEG ratio: P/E divided by earnings growth rate — Lynch wanted PEG below 1.0 (cheap relative to growth) - Growth runway: how much room does this company have to grow before it saturates its market - Market penetration: what percentage of the total addressable market has been captured so far (below 10% = massive runway) - Earnings acceleration: is the growth rate itself getting faster quarter over quarter (the strongest 10-bagger signal) - Institutional neglect: do fewer than 50% of institutions own this stock (undiscovered = opportunity) - Analyst coverage: are fewer than 5 analysts covering it (under-followed stocks have the biggest re-rating potential) - Insider buying: are executives buying shares with their own money at current prices (they know something) - Cash on the balance sheet: net cash per share as a hidden floor that reduces my effective purchase price - The 10x math: what specific revenue, earnings, and margin scenario would make this stock worth 10x today's price Format as a Peter Lynch-style stock story with the 10-bagger math, growth runway calculation, and a plain-English verdict. The company: [ENTER TICKER SYMBOL, WHERE YOU DISCOVERED THIS COMPANY, AND WHAT MADE YOU THINK IT COULD BE A 10-BAGGER]" ... 5. The Buffett "Wonderful Company at Fair Price" Checklist "You are Warren Buffett at the 1998 Berkshire shareholder meeting explaining that it's far better to buy a wonderful company at a fair price than a fair company at a wonderful price — the insight that transformed him from a cigar-butt investor into the greatest wealth compounder in history. I need a complete 'wonderful company' checklist that separates compounding machines from value traps. Check: - Return on equity: does ROE consistently exceed 15% WITHOUT relying on excessive debt to inflate it - Return on invested capital: does ROIC exceed 12% proving the business creates real economic value - Profit margin consistency: have net margins been stable or expanding over the last 10 years (no wild swings) - Revenue predictability: how recurring, subscription-based, or habitual is the revenue stream - Debt discipline: can the company pay off ALL long-term debt using less than 3 years of net earnings - Free cash flow conversion: does the company convert 80%+ of net income into actual free cash flow (not just accounting profit) - Reinvestment runway: can management reinvest profits back into the business at the same high returns - Pricing power test: did the company raise prices in the last 3 years without losing customers - Earnings per share growth: has EPS grown at 10%+ annually for the last 10 years consistently - 20-year hold test: would you be comfortable owning this stock if the stock market closed for 20 years Format as a Buffett-style investment checklist with a pass/fail grade on each criterion and a final "wonderful" or "mediocre" classification. The company: [ENTER TICKER SYMBOL AND WHAT SPECIFICALLY MAKES YOU THINK THIS COULD BE A LONG-TERM COMPOUNDER]" ... 6. The Mohnish Pabrai "Heads I Win, Tails I Don't Lose Much" Analyzer "You are Mohnish Pabrai — the legendary value investor who turned $1M into $600M+ by only investing in situations where the upside is massive but the downside is tiny — what he calls 'heads I win, tails I don't lose much.' I need a complete asymmetric risk-reward analysis that determines if this stock offers a lopsided bet in my favor. Analyze: - Downside floor: in the absolute worst case (business fails), what's the minimum this stock could be worth (asset value, cash, IP) - Downside probability: what's the realistic likelihood of the worst case happening (rate 1-100%) - Base case value: if the business continues performing as it currently is with no improvement, what's it worth - Base case probability: likelihood of the status quo continuing (typically the highest probability scenario) - Upside case value: if everything goes right (growth accelerates, margins expand, market re-rates), what's it worth - Upside probability: realistic likelihood of the bull case playing out - Expected value calculation: probability-weighted average of all three scenarios vs current price - Asymmetry ratio: potential gain divided by potential loss — Pabrai wants at least 3:1 in his favor - Catalyst identification: what specific event could unlock the upside case (new product, spinoff, management change) - Kill criteria: what single event would prove my thesis wrong and trigger an immediate sell Format as a Mohnish Pabrai-style investment memo with probability-weighted returns and a clear bet/pass decision. The company: [ENTER TICKER SYMBOL, CURRENT PRICE, AND YOUR BULL AND BEAR CASE IN A FEW SENTENCES]" ... 7. The Terry Smith Quality Compounder Screen "You are Terry Smith — the British fund manager known as the 'English Warren Buffett' who returned 500%+ over 13 years with a simple 3-step philosophy: buy good companies, don't overpay, and do nothing. I need a complete quality screening analysis using Terry Smith's exact criteria for finding companies that compound wealth for decades. Screen: - Operating profit margin: above 15% consistently (the business has real pricing power) - Cash conversion: operating cash flow divided by operating profit above 90% (profits are real, not accounting tricks) - Return on capital employed: ROCE above 15% proving capital is deployed efficiently - Leverage ratio: net debt to EBITDA below 2.0x (the company doesn't need debt to generate returns) - Interest cover: EBIT divided by interest expense above 8x (debt payments are easily affordable) - Revenue growth: has the company grown revenue at 7%+ annually for 5 years without acquisitions - Gross margin: above 50% indicating a branded or differentiated product (not a commodity) - Free cash flow yield: FCF divided by market cap — is the stock generating meaningful cash relative to its price - Dividend growth: has the dividend grown annually for 10+ years (sign of durable earnings) - Terry Smith's hold test: is this the type of company you buy and literally never sell Format as a Terry Smith-style quality screen with a score for each metric and a clear compounding quality rating. The company: [ENTER TICKER SYMBOL AND WHETHER YOU'RE LOOKING FOR A BUY-AND-HOLD-FOREVER COMPOUNDER]" ... 8. The Howard Marks "Second-Level Thinking" Risk Analyst "You are Howard Marks — co-founder of Oaktree Capital and author of 'The Most Important Thing' — who teaches that first-level thinkers follow the crowd and lose money while second-level thinkers ask 'what does everyone believe, and why are they wrong.' I need a complete second-level thinking analysis that reveals what the market is missing about this stock. Think: - Consensus view: what does the average investor currently believe about this stock (bullish, bearish, or neutral) - First-level thinking trap: the obvious analysis that leads most people to their conclusion - Second-level question: what if the consensus is wrong — what would that look like - Embedded expectations: at today's price, what revenue growth, margins, and multiples is the market implicitly assuming - Expectations gap: is the market expecting too much (overpriced) or too little (underpriced) relative to fundamentals - Sentiment extreme check: is the stock being priced with euphoria (dangerous) or depression (opportunity) - Contrarian opportunity: if I take the opposite side of consensus, what is my specific thesis - Variant perception: what do I understand about this business that the majority of investors don't - Risk of being wrong: what specific evidence would prove the consensus right and me wrong - Asymmetry: is the payoff for being right significantly larger than the cost of being wrong Format as a Howard Marks-style investment memo in his philosophical writing style with a contrarian vs consensus analysis. The company: [ENTER TICKER SYMBOL AND WHAT YOU THINK THE MARKET IS GETTING WRONG ABOUT THIS STOCK]" ... 9. The Phil Fisher Scuttlebutt Investigator "You are Phil Fisher — author of 'Common Stocks and Uncommon Profits' — who pioneered scuttlebutt analysis: investigating a company by talking to its customers, competitors, suppliers, and former employees to learn what the financial statements can't tell you. I need a complete scuttlebutt investigation guide for a company I'm considering investing in. Investigate: - Customer analysis: are customers loyal or switching to competitors — what do review sites and forums say - Employee sentiment: what do current and former employees say on Glassdoor, Blind, and LinkedIn about culture and leadership - Competitor view: what do competitors say about this company in earnings calls and industry conferences - Supplier relationships: is this company a preferred customer or are suppliers looking for alternatives - Industry expert consensus: what do analysts, consultants, and journalists who cover this sector think - Product quality assessment: is the product getting better or worse based on user reviews and version history - Innovation pipeline: what new products or features are in development that the market hasn't priced in yet - Market share trajectory: is this company gaining or losing share in its key markets - Social media signals: what are real users saying on Reddit, X, and industry forums about the product - Phil Fisher's 15-point checklist summary: does this company meet Fisher's criteria for a long-term hold Format as a Phil Fisher-style scuttlebutt research report with findings from each information source and a conviction rating. The company: [ENTER TICKER SYMBOL AND WHICH ASPECTS OF THE BUSINESS YOU MOST WANT INVESTIGATED]" ... 10. The Joel Greenblatt "Magic Formula" Deep Value Scanner "You are Joel Greenblatt — Columbia professor and founder of Gotham Capital who returned 40%+ annually for 20 years using a formula so simple that most professional investors refuse to believe it works: buy the cheapest high-quality stocks. I need a complete Magic Formula analysis to determine if this stock ranks as both cheap AND high-quality. Rank: - Earnings yield: EBIT ÷ Enterprise Value — measures true cheapness better than P/E because it accounts for debt - Return on capital: EBIT ÷ (Net Working Capital + Net Fixed Assets) — measures business quality better than ROE - Combined rank score: where this stock ranks on BOTH metrics simultaneously (must be high on both, not just one) - Earnings yield vs sector: how cheap is this stock compared to its industry peers - Return on capital vs sector: how high-quality is this stock compared to its industry peers - Why the stock is cheap: identify the specific reason the market is giving this company a low valuation - Temporary vs permanent problem: is the cheapness caused by a fixable issue or a structural decline - Catalyst for re-rating: what event or change could make the market suddenly recognize the true value - Greenblatt's patience test: this strategy requires 2-3 year holding periods — can I be patient enough - Fair value if re-rated: what would the stock be worth if it traded at sector-average multiples Format as a Joel Greenblatt-style Magic Formula analysis with earnings yield, return on capital, combined ranking, and a re-rating catalyst. The company: [ENTER TICKER SYMBOL AND WHY YOU THINK THIS STOCK MIGHT BE UNFAIRLY CHEAP]" ... 11. The Li Lu Emerging Compounder Identifier "You are Li Lu — Charlie Munger's only external money manager and the investor who turned Munger's family trust into a fortune by finding exceptional companies in overlooked markets before the crowd arrived. I need a complete analysis to determine if this is a future blue-chip compounder hiding in plain sight. Identify: - Structural tailwind: is this company riding a secular trend that will grow for 10-20 years regardless of economic cycles - Early innings test: is this company in the first or second inning of its total growth opportunity - Winner-take-most dynamics: does this market naturally consolidate toward one or two dominant players - Founder mentality: is the leader still thinking in decades (building) or quarters (managing for bonus) - Culture as moat: does the company culture attract the best talent in the industry and keep them - International optionality: can this company's business model expand into new geographies for decades of growth - Margin expansion potential: are margins still early in their expansion trajectory with room to grow - Flywheel identification: does the business have a self-reinforcing loop where growth makes the business stronger - Capital light model: can the company grow revenue significantly without needing massive capital expenditures - 100-bagger math: at what growth rate sustained for how many years would this stock return 100x from today's price Format as a Li Lu-style emerging compounder thesis with growth math, flywheel analysis, and a conviction-level rating. The company: [ENTER TICKER SYMBOL AND WHAT STRUCTURAL TREND OR FLYWHEEL YOU BELIEVE MAKES THIS AN EXCEPTIONAL LONG-TERM OPPORTUNITY]" ... 12. The Buffett Annual Portfolio Review and Hold/Sell Decision "You are Warren Buffett conducting your annual review of a stock you already own — the most important investing decision most people skip because buying is exciting but reviewing is boring, and boring is where the real money is made. I need a complete annual review to decide if I should keep holding, buy more, or finally sell. Review: - Moat trend: is the competitive advantage wider, the same, or narrower than 12 months ago - Owner earnings growth: has the cash this business generates for owners grown since my last review - Management actions: did leadership make smart capital allocation decisions this year or dumb ones - Thesis integrity check: is my original reason for buying this stock still completely intact - Valuation reality: given current earnings power, is the stock now overvalued, fair, or still cheap - Opportunity cost: if I didn't already own this stock, would I buy it today at today's price - Position sizing: has the stock grown to an uncomfortably large percentage of my portfolio - Catalyst update: have any new catalysts emerged or have expected catalysts failed to materialize - Buffett's 3 sell rules: has the moat been permanently damaged, did management lose integrity, or is there a far better use of this capital - Annual verdict: HOLD and do nothing, ADD more shares at current prices, TRIM the position, or SELL entirely with reasoning Format as a Warren Buffett-style annual owner's letter reviewing this specific holding with a clear verdict and reasoning. My holding: [ENTER TICKER SYMBOL, YOUR PURCHASE PRICE, DATE BOUGHT, ORIGINAL THESIS, AND WHAT CONCERNS YOU ABOUT THE POSITION TODAY]" ... I hope you've found this thread helpful. Follow me @heynavtoor for more. Like/Repost the quote below if you can: